Results-driven licensed Mortgage Agent and Financial Sales Representative with 14 + years of experience in the banking and financial services industry. Proven skills in Outbound Sales, Business Development, Operations Management, Customer Service, Retail Sales Management, Commercial Loans, Mortgages, Secured and Unsecured Lending with international background in Branch Operations, Collections and Foreclosure Accounts Management. Strong finance and sales professional with a Post- Graduate Certificate in Canada, and a Bachelor's Degree in the Philippines