Seasoned mortgage professional with actual loan processing expertise for US Home Mortgage from origination to funding phase since 2016 and a couple of years of mortgage underwriting for non-QM loans (SFR 1-4 units).
With relevant experience in obtaining essential documents in processing a mortgage loan application, issuing disclosures (TRID), loan submissions to various lenders, and clearing conditions up to closing. Comfortable communicating with lenders, escrow, real estate agents, borrowers, and loan officers.
Knowledgeable in running DU/LP including interpreting AUS findings.
Worked as a Title Examiner and was well-versed in different title conditions, terms, and exceptions.
Proficient in various computer applications and CRM (Calyx Point, Encompass, Lending QB, and Salesforce).
Experienced working on both the broker and lender sides and know the difference between how both parties do things in processing and reviewing mortgage loan applications.