A professional in Credit Risk Management with almost 20 years of work experience from rank and file to C-suite level position. With those years, I have gained my expertise in Commercial and Consumer Credit, Property Valuations, Training & Consultancy for Financial Institutions as well as General Administration. I view myself as a continuous learner, always aiming to combine strategic thinking with a results-oriented approach, while placing a high value on teamwork and collective achievement. The landscape of credit management has shaped my career, and I’m humbly looking forward to contributing to and learning from future endeavors.