Detail-oriented Credit Risk Analyst and Collections Specialist with over 3 years of experience in credit assessment, financial analysis, and B2B collections for global operations. Skilled in evaluating customer creditworthiness, managing order holds, preparing Financial Status Reviews (FSRs), and supporting credit limit decisions to control exposure risk. Experienced in handling end-to-end collections through calls and emails to follow up aged balances, resolve disputes, and negotiate repayment arrangements. Proficient in Oracle Credit Management, GetPaid, SAP, and D&B data tools, with solid knowledge of receivables reconciliation, credit reporting, and financial documentation. Recognized for strong analytical skills, effective communication, and cross-functional collaboration that improves cash flow, reduces overdue accounts, and enhances overall credit performance.