Dear Hiring Manager,
I am writing to express my interest in the **Credit and Collections / Accounts Receivable** position in your company. I am a graduate of Banking and Finance and a **Cum Laude** graduate. I also graduated from senior high school with **High Honors** under the Accountancy, Business, and Management strand.
I have professional experience as a **Credit and Collections Associate at Farm to Mayani, Inc.**, where I handled Accounts Receivable and played an important role in the company's collection process. My responsibilities included monitoring AR aging, preparing and sending Statements of Account, following up with clients regarding outstanding balances, coordinating payment schedules, monitoring PDCs, reconciling collections, and ensuring that overdue accounts were properly followed up and collected.
One of my most significant achievements was being recognized as the **Employee of the Year 2025** in my previous company. This recognition was a result of my hard work, dedication, and strong performance, particularly in **recovering outstanding debts and improving collections**. I consistently followed up on overdue accounts, communicated with clients regarding their balances, and worked to recover collectables that had remained unpaid. This experience strengthened my skills in negotiation, communication, problem-solving, account monitoring, and collection management.
I also have a strong accounting foundation from my **600-hour internship at Creative Views Inc.**, where I worked in the Accounting Department. I gained hands-on experience in invoice processing, bookkeeping, and other areas of the accounting cycle under the guidance of my mentor. This experience helped me develop a strong understanding of accounting principles and strengthened my attention to detail.
I am also proficient in **Microsoft Excel, Microsoft Word, and other Microsoft Office applications**, which I use for organizing financial data, monitoring receivables, preparing reports, and analyzing account balances. I am comfortable working with large amounts of financial information and making sure that records are accurate and properly maintained.
Beyond my technical skills, I consider **dedication, teamwork, accountability, and willingness to learn** as my key strengths. I enjoy working with others and can also take initiative when handling responsibilities independently. My experience in Credit and Collections has taught me the importance of being persistent and professional when dealing with clients while maintaining good business relationships.
I would be grateful for the opportunity to bring my **Credit and Collections experience, accounting knowledge, and proven track record in debt recovery** to your organization. I am confident that my experience as an Employee of the Year, combined with my academic background and strong work ethic, will allow me to contribute positively to your team.
Thank you for considering my application. I look forward to the opportunity to discuss how my experience and skills can contribute to your company's success.
Sincerely,
**Jerwin B. Tolones**
