Approves or denies mortgage loans, following mortgage standards in United States of America.
Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage
markets, where existing mortgages are bought and sold by investors. Conducting credit analysis;
verifying employment history and assets such as savings, checking & time deposits; calculating
income, monthly housing expense, total monthly obligations, and payment history. Reviewing
collateral values; with knowledge on running DU/LP.