Funding Strategist | Banking, Payments, AML/KYC & Credit Operations
I am a financial services professional with 8+ years of experience across banking, payment processing, fraud review, dispute resolution, credit bureau analysis, client onboarding, and funding operations.
I have worked with leading US and Australian financial institutions, including Barclays Bank US, American Express, ANZ Worldline Payment Solutions, Fusion Markets, and US-based funding companies. My background combines banking operations, compliance-focused review, payment processing, credit analysis, and funding strategy.
Core Experience:
Funding Operations
• Business funding strategy and personalized funding plan creation
• Business loans, MCA, equipment financing, SBA, and credit-based funding options
• Loan documentation review, underwriting support, and credit assessment
• Client onboarding, account management, and processor coordination
• End-to-end funding pipeline support from pre-approval to closing
Banking, Payments & Disputes
• High-volume payment processing across regulated financial environments
• Multi-currency operations, forex payment support, and transaction review
• Dispute investigation, chargeback review, and case documentation
• Payment discrepancy resolution while maintaining SLA and accuracy standards
Compliance, Risk & Credit Review
• AML/KYC support, fraud monitoring, FCRA, PCI DSS, and risk review
• Credit bureau analysis using Experian, Equifax, TransUnion, Innovis, and LexisNexis
• Review of client documents, bank statements, credit profiles, and account records
• Identification of inconsistencies, risk flags, and documentation issues
Process & Quality Improvement
• Supported process improvements that reduced processing time by 30%
• Maintained high accuracy standards in payment operations, documentation review, and case handling
• Created and updated SOPs, onboarding workflows, and internal review procedures
Tools & Platforms:
• LexisNexis, e-OSCAR, Experian, Equifax, TransUnion, and Innovis
• Salesforce, Zendesk, Sumsub, GoHighLevel, and CRM systems
• Banking, payment processing, onboarding, and documentation review platforms
• Google Workspace, Slack, Microsoft Teams, Notion, and Microsoft Office
Why Work With Me:
• Strong background in banking, payments, compliance, and funding operations
• Experienced in handling sensitive financial data and regulated workflows
• Detail-oriented, organized, and reliable in high-volume environments
• Strong documentation, client review, and operational coordination skills
• Fluent in English and Filipino
• Remote-ready and available for global financial services, fintech, funding, compliance, and operations roles
Education:
Bachelor of Science in Business Administration, Major in Financial Management
Arellano University, Philippines
Let’s Connect!
WhatsApp: -----------
LinkedIn: -----------/in/josealfredocelestial
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