Results-oriented banking and finance professional with over 20 years of experience in lending operations, credit evaluation, and financial statement analysis. Skilled in reviewing Profit and Loss, Balance Sheet, and Cash Flow statements to assess performance, identify risks, and support credit assessments. Strong background in microfinance, SME lending, and data accuracy management. Experienced in using CRM systems and Excel programs to interpret financial trends and improve reporting efficiency. Proven leadership in supervising multi-branch operations and collaborating remotely with the teams. Holds an MBA with solid understanding of agribusiness finance and credit risk management.
