Senior Banking & Credit Professional with over 15 years of experience in credit analysis, SME and commercial lending, financial statement analysis, cash flow assessment, loan evaluation, and risk management. Experienced in reviewing loan applications, analyzing financial statements, assessing borrowers' repayment capacity, conducting business validation, verifying supporting documents, and ensuring compliance with lending policies and regulatory requirements. Throughout my banking career, I have consistently delivered accurate credit recommendations while balancing business growth with sound risk management. I am comfortable working independently, managing multiple priorities, meeting strict deadlines, and collaborating with cross-functional teams in a fast-paced environment. I am currently seeking remote opportunities as a Credit Analyst, Credit Risk Analyst, Loan Processor, Mortgage Support Specialist, or SME Lending Specialist where I can contribute my extensive banking expertise, analytical thinking, attention to detail, and commitment to high-quality credit decisions while continuing to expand my knowledge of Australian mortgage lending.