Lloyd Samuel Digal is a Certified Tax Technician (CTT) with a Bachelor's Degree in Accountancy. He is proficient in using accounting systems such as Xero, Quickbooks, and SAP Business One. He is exposed to various accounting processes such as Accounts Payable, Accounts Receivable, Tax Filing for Income Tax, Business Tax, Real-Property Tax, Value-Added Tax, Withholding Tax, and Compensation Tax, Bank and Account Reconciliation, Internal Audit, Online Bank Transfers and Payments, Marketing Revenues and Expenses, Condominium Sales, Contracts Management and Review, Accrual and Deferral of Expenses, and Financial Reporting. His notable skills include Excel Proficiency, Data Analysis, Communication, Efficiency and Effectivity, and Adaptability.